Smart Business BookThe real-time all-in-one business management & accounting system

One system for the whole business — POS & inventory, bookkeeping, invoicing, payroll & HR, tax, reconciliation, forecasting and the Kiongozi AI. Every sale, payment and stock movement lands in your books the moment it happens, in any currency, online or offline.

Get started

What is SBB?

Download the apps

🤖

Kiongozi AI

An AI that reads your actual books — a daily brief, guided review queues, duplicate and evidence checks, and plain-language answers about your money. You stay in control of what it may touch.

🧾

Point of Sale & Inventory

Sell in seconds with barcode scanning, weighed goods, batch & expiry tracking, tables and tabs for restaurants, and receipt printing — on the web or the offline-first Windows app.

🏦

Bank-grade reconciliation

Import bank and mobile money statements, auto-match them against your ledger, and reconcile QuickBooks-style until the difference is zero.

📊

Reports that work like Excel

Full P&L, balance sheet and cash flow, plus an Explorer grid with pivots, saved views, and one-click Excel export.

👥

Payroll & HR

Employees, departments, leave and attendance, benefits, issued assets, performance notes, and payroll runs that post straight to the books.

🔮

Forecast & What-If

See your cash position weeks ahead from committed inflows and outflows, then model scenarios before you commit real money.

📱

Mobile money, end to end

Take payment at the till with MTN MoMo, Airtel Money and M-Pesa — and pay for SBB itself the same way.

🤝

Built for your accountant

Invite them with a real accountant role, run a proper month-end close with sign-off, and hand over evidence packs — or run an entire practice from the firm workspace.

🌍

Any currency, any structure

Multi-currency with rates frozen per transaction date, multi-branch locations, NGO fund accounting, and Susu/ROSCA circles.

🖥️

SBB Desktop for Windows

An installable POS & Inventory companion that keeps selling with no internet and syncs automatically when you are back online.

🔒

Yours, and recoverable

An audit trail on every write, a recycle bin with reasons, role-based access, and full data export whenever you want it.

📥

Painless migration

Downloadable templates for accounts, products, transactions, customers, suppliers, invoices, bills, employees and assets — QuickBooks Desktop exports are understood natively, with row-level error reports.

New here?

Three short reads and you will be running:

What is SBB? — what the product actually does, in plain language.
Getting started — create your business and record your first entries.
Your first week — a day-by-day plan to get from empty to books you can trust.

Coming from another system? Start with Migrate to SBB — a step-by-step plan with downloadable templates for every kind of data.

Popular guides

If you want to…	Read
Sell over the counter	Point of Sale · Desktop app
Get paid faster	Invoices · Credit book
Know where the money went	Reports & Explorer · Transactions
Compare Retail, Wholesale or other segments	Reporting Classes · P&L reporting
Trust your bank balance	Reconciliation
Pay your team	Payroll · HR
Close the month properly	Month-end close · Working with your accountant
Plan ahead	Forecast · Budgets
Get help from the AI	Kiongozi